/* ==========================================================================
   ROUVIER ASSURANCES — Thème classique
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@400;500;600;700&display=swap');

/* --- Design tokens (base réutilisable — cahier des charges Volet 2 / Claude Design) --- */
:root {
    /* Couleurs */
    --navy: #1C2E51;
    --white: #FFFFFF;
    --gray-text: #414141;
    --blue-1: #006192;
    --blue-2: #007AB3;
    --blue-3: #13A0D3;
    --blue-4: #B5DAE6;
    --blue-5: #DFEFF2;
    --green-dark: #00908D;
    --orange: #F86200;
    --yellow: #FAB600;
    --dark-blue-ref: #122B54;
    --green-bright-ref: #5FCD8A;
    --purple-ref: #A6276F;
    --red-ref: #F62459;

    /* Espacements */
    --space-1: 4px;
    --space-2: 8px;
    --space-3: 12px;
    --space-4: 16px;
    --space-5: 24px;
    --space-6: 32px;
    --space-7: 48px;
    --space-8: 64px;

    /* Rayons */
    --radius-input: 10px;
    --radius-textarea: 14px;
    --radius-card: 18px;
    --radius-option: 12px;
    --radius-pill: 26px;
    --radius-round: 50%;
    --radius-sm: 9px;
    --radius-xs: 3px;
}

/* --- Reset & base --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html, body {
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-size: 16px;
    color: #1D2D52;
    background: #fff;
    line-height: 1.6;
}

a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }
ul { list-style: none; }

.container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 2rem;
}

.container-sm {
    max-width: 768px;
    margin: 0 auto;
    padding: 0 2rem;
}

/* ==========================================================================
   HEADER
   ========================================================================== */
.site-header {
    position: absolute;
    top: 0; left: 0; right: 0;
    z-index: 9999;
    background: transparent;
}

.site-header__inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1rem 2rem;
    gap: 1rem;
    position: relative;
}

.site-header__logo img {
    max-height: 60px;
    width: auto;
}

/* Nav centré absolument */
.site-header__nav {
    position: absolute;
    left: 50%;
    transform: translateX(-50%);
    z-index: 100;
}

.site-header__logo img {
    max-height: 90px;
    width: auto;
    filter: brightness(0) invert(1);
}

.nav__list {
    display: flex;
    align-items: center;
    gap: 0.25rem;
}

.nav__item { position: relative; }

.nav__link {
    display: block;
    color: #fff;
    font-weight: 500;
    font-size: 0.9rem;
    padding: 0.5rem 0.85rem;
    border-radius: 0.5rem;
    transition: background 0.2s;
    white-space: nowrap;
    cursor: default;
}

span.nav__link { cursor: default; }

.nav__link:hover { background: rgba(255,255,255,0.12); }

/* Dropdown */
.nav__dropdown {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    background: #fff;
    border-radius: 0.75rem;
    box-shadow: 0 10px 30px rgba(0,0,0,0.12);
    min-width: 220px;
    padding: 0.5rem;
    z-index: 999;
}

/* Pont invisible entre le parent et le dropdown */
.nav__dropdown::before {
    content: "";
    position: absolute;
    top: -1rem;
    left: 0;
    right: 0;
    height: 1rem;
}

.nav__item--has-dropdown:hover .nav__dropdown,
.nav__dropdown:hover { display: block; }

.nav__item--has-dropdown::after {
    content: "";
    display: block;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    height: 0.75rem;
}

.nav__dropdown li a {
    display: block;
    padding: 0.6rem 1rem;
    font-size: 0.875rem;
    color: #1D2D52;
    border-radius: 0.5rem;
    transition: background 0.2s;
    font-weight: 500;
}

.nav__dropdown li a:hover { background: #F0F4FF; }

/* Burger mobile */
.nav__burger {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 0.5rem;
}

.nav__burger span {
    display: block;
    width: 24px; height: 2px;
    background: #fff;
    border-radius: 2px;
    transition: all 0.3s;
}

.site-header__actions {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    margin-left: auto;
}

.btn-phone {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 44px; height: 44px;
    background: #fff;
    border-radius: 50%;
    color: #1D2D52;
    transition: opacity 0.2s;
    flex-shrink: 0;
}

.btn-phone:hover { opacity: 0.85; }
.btn-phone svg { width: 20px; height: 20px; stroke: #1D2D52; }

.btn-devis {
    display: inline-flex;
    align-items: center;
    padding: 0.625rem 1.5rem;
    background: #1D2D52;
    color: #fff;
    border-radius: 0.5rem;
    font-weight: 600;
    font-size: 0.875rem;
    transition: background 0.2s;
    white-space: nowrap;
}

.btn-devis:hover { background: #152550; }

/* ==========================================================================
   HERO
   ========================================================================== */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    background: #1D2D52;
    overflow: hidden;
}

.hero__bg {
    position: absolute;
    inset: 0;
    background-size: cover;
    background-position: center;
    background-image: url('');
    opacity: 0.5;
}

.hero__content {
    position: relative;
    z-index: 1;
    padding: 8rem 2rem 4rem;
    max-width: 800px;
}

.hero h1 {
    font-size: 2.75rem;
    font-weight: 700;
    color: #fff;
    line-height: 1.25;
    letter-spacing: 0em;
    margin-bottom: 2rem;
}

.hero p {
    font-size: 1.125rem;
    color: rgba(255,255,255,0.85);
    margin-bottom: 2.5rem;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.btn-primary {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: #F86200;
    color: #fff;
    font-weight: 600;
    padding: 0.9375rem 2.5rem;
    border-radius: 0.625rem;
    transition: background 0.2s;
}

.btn-primary:hover { background: #D95600; }

.hero .btn-primary,
.page-hero .btn-primary { background: #1D2D52; }
.hero .btn-primary:hover,
.page-hero .btn-primary:hover { background: #152550; }

.btn-outline {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: transparent;
    color: #fff;
    font-weight: 600;
    padding: 0.9375rem 2.5rem;
    border-radius: 0.625rem;
    border: 2px solid #fff;
    transition: background 0.2s;
}

.btn-outline:hover { background: rgba(255,255,255,0.1); }

/* ==========================================================================
   SECTIONS COMMUNES
   ========================================================================== */
.section { padding: 5rem 0; }
.section--light { background: #F8F9FB; }
.section--dark { background: #1D2D52; }
.section--darker { background: #152550; }

.section__badge {
    display: inline-block;
    background: #DFEFF2;
    color: #006192;
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    padding: 0.375rem 1rem;
    border-radius: 999px;
    margin-bottom: 1rem;
}

.section__badge--light {
    background: rgba(181,218,230,0.18);
    color: #B5DAE6;
}

.section__title {
    font-size: 2.25rem;
    font-weight: 700;
    color: #1D2D52;
    line-height: 1.2;
    margin-bottom: 0.75rem;
}

.section__title--white { color: #fff; }

.section__subtitle {
    color: #4A5565;
    font-size: 1rem;
    max-width: 600px;
    margin: 0 auto;
}

.section__subtitle--white { color: rgba(255,255,255,0.8); }

.section__header { text-align: center; margin-bottom: 3rem; }

/* ==========================================================================
   EXPERTISES
   ========================================================================== */
.expertises-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin-top: 3rem;
}

.expertise-card {
    background: #fff;
    border-radius: 1.25rem;
    overflow: hidden;
    box-shadow: 0 1px 3px rgba(0,0,0,0.06);
    transition: box-shadow 0.2s, transform 0.2s;
}

.expertise-card:hover {
    box-shadow: 0 10px 25px rgba(0,0,0,0.08);
    transform: translateY(-2px);
}

.expertise-card__img {
    height: 280px;
    overflow: hidden;
}

.expertise-card__img img {
    width: 100%; height: 100%;
    object-fit: cover;
    transition: transform 0.3s;
}

.expertise-card:hover .expertise-card__img img { transform: scale(1.05); }

.expertise-card__body {
    padding: 1.5rem;
}

.expertise-card__body h3 {
    font-size: 1.125rem;
    font-weight: 700;
    color: #1D2D52;
    margin-bottom: 0.5rem;
}

.expertise-card__body p {
    font-size: 0.875rem;
    color: #4A5565;
    margin-bottom: 1rem;
}

.expertise-card__link {
    font-weight: 600;
    color: #1D2D52;
    font-size: 0.875rem;
    display: inline-flex;
    align-items: center;
    gap: 0.25rem;
}

.expertise-card__link::after { content: "→"; }

/* ==========================================================================
   CHIFFRES CLÉS
   ========================================================================== */
.stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
    text-align: center;
}

.stat__number {
    font-size: 3rem;
    font-weight: 700;
    color: #fff;
    line-height: 1.1;
}

.stat__label {
    font-size: 1rem;
    color: rgba(255,255,255,0.8);
    margin-top: 0.5rem;
}

/* ==========================================================================
   SOLUTIONS
   ========================================================================== */
.solutions-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
}

.solution-card {
    background: #fff;
    border: 1px solid #E5E7EB;
    border-radius: 1.25rem;
    padding: 32px 30px;
    display: flex;
    flex-direction: column;
    gap: 18px;
    transition: box-shadow 0.2s, transform 0.2s;
}

.solution-card:hover {
    box-shadow: 0 10px 25px rgba(0,0,0,0.08);
    transform: translateY(-2px);
}

.solution-card__icon {
    width: 48px; height: 48px;
    background: #DFEFF2;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.solution-card h3 {
    font-size: 19px;
    font-weight: 700;
    letter-spacing: 0.01em;
    color: #1C2E51;
    margin: 0;
}

.solution-card p {
    font-size: 15px;
    line-height: 1.6;
    color: #414141;
    margin: 0;
}

/* Listes dans les cartes solutions */
.solution-card__list {
    list-style: none;
    margin: 4px 0 0;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.solution-card__list li {
    font-size: 15px;
    line-height: 1.5;
    color: #1C2E51;
    padding-left: 30px;
    position: relative;
}

.solution-card__list li::before {
    content: "";
    position: absolute;
    left: 0;
    top: 50%;
    transform: translateY(-50%);
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background-color: #E4F3F2;
    background-repeat: no-repeat;
    background-position: center;
    background-size: 11px 11px;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='11' height='11' viewBox='0 0 24 24' fill='none' stroke='%2300908D' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cline x1='12' y1='5' x2='12' y2='19'%3E%3C/line%3E%3Cline x1='5' y1='12' x2='19' y2='12'%3E%3C/line%3E%3C/svg%3E");
}

.solution-card__list li a {
    color: inherit;
    text-decoration: none;
    transition: color 0.15s;
}

.solution-card__list li a:hover {
    color: #006192;
    text-decoration: underline;
}

/* ==========================================================================
   VITICOLE
   ========================================================================== */
.viticole {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.viticole__img {
    border-radius: 1.25rem;
    overflow: hidden;
    height: 480px;
}

.viticole__img img {
    width: 100%; height: 100%;
    object-fit: cover;
}

.viticole__badge {
    display: inline-block;
    background: #DFEFF2;
    color: #006192;
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    padding: 0.375rem 1rem;
    border-radius: 999px;
    margin-bottom: 1rem;
}

.viticole__content h2 {
    font-size: 2rem;
    font-weight: 700;
    color: #1D2D52;
    margin-bottom: 1rem;
    line-height: 1.2;
}

.viticole__subtitle {
    font-size: 1.1rem;
    font-weight: 600;
    color: #1D2D52;
    margin-bottom: 1rem !important;
}

.viticole__content p {
    color: #4A5565;
    margin-bottom: 1.5rem;
}

.viticole__list {
    margin-bottom: 2rem;
}

.viticole__list li {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    color: #1D2D52;
    font-size: 0.95rem;
    padding: 0.375rem 0;
}

.viticole__list li::before {
    content: "✓";
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 24px; height: 24px;
    background: #DFEFF2;
    border-radius: 50%;
    color: #00908D;
    font-size: 0.7rem;
    font-weight: 700;
    flex-shrink: 0;
}

.btn-dark {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: #1D2D52;
    color: #fff;
    font-weight: 600;
    padding: 0.9375rem 2.5rem;
    border-radius: 0.625rem;
    transition: background 0.2s;
}

.btn-dark:hover { background: #152550; }

/* ==========================================================================
   ATOUTS
   ========================================================================== */
.atouts-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    text-align: center;
}

.atout__icon {
    width: 3.5rem; height: 3.5rem;
    background: rgba(181,218,230,0.35);
    border-radius: 0.75rem;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1rem;
}

.atout h3 {
    font-size: 1rem;
    font-weight: 700;
    color: #1D2D52;
    margin-bottom: 0.5rem;
}

.atout p {
    font-size: 0.875rem;
    color: #4A5565;
}

/* ==========================================================================
   TÉMOIGNAGES
   ========================================================================== */
.temoignages-inner {
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 2rem;
    align-items: start;
}

.temoignages-score {
    background: #fff;
    border: 1px solid #E5E7EB;
    border-radius: 1.25rem;
    padding: 2.5rem 2rem;
    text-align: center;
}

.temoignages-score__number {
    font-size: 3.5rem;
    font-weight: 700;
    color: #1D2D52;
    line-height: 1;
}

.stars {
    color: #F59E0B;
    font-size: 1.25rem;
    letter-spacing: 0.1em;
    margin: 0.75rem 0;
}

.temoignages-score p {
    font-size: 0.875rem;
    color: #4A5565;
    margin-top: 0.5rem;
}

.temoignages-list {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.temoignage-card {
    background: #fff;
    border: 1px solid #E5E7EB;
    border-radius: 1.25rem;
    padding: 1.5rem 2rem;
}

.temoignage-card__text {
    color: #1D2D52;
    font-size: 0.95rem;
    margin: 0.5rem 0 1rem;
}

.temoignage-card__author {
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.temoignage-card__avatar {
    width: 36px; height: 36px;
    border-radius: 50%;
    background: #1D2D52;
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.75rem;
    font-weight: 600;
    flex-shrink: 0;
}

.temoignage-card__name {
    font-weight: 600;
    color: #1D2D52;
    font-size: 0.875rem;
}

/* ==========================================================================
   AGENCES
   ========================================================================== */
.agences-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
}

.agence-card {
    background: #fff;
    border: 1px solid #E5E7EB;
    border-radius: 1.25rem;
    padding: 2rem;
}

.agence-card h3 {
    font-size: 1.25rem;
    font-weight: 700;
    color: #1D2D52;
    margin-bottom: 1.5rem;
}

.agence-card__info {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.agence-card__row {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
}

.agence-card__row svg { flex-shrink: 0; margin-top: 2px; }

.agence-card__row p {
    font-size: 0.875rem;
    color: #4A5565;
    line-height: 1.6;
}

.agence-card__photo {
    width: 100%;
    height: 380px;
    border-radius: 0.75rem;
    overflow: hidden;
    margin-bottom: 1.5rem;
}

@media (max-width: 640px) {
    .agence-card__photo { height: 260px; }
}

.agence-card__photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.agence-card__row a {
    font-size: 0.875rem;
    color: #4A5565;
    line-height: 1.6;
}

.agence-card__cta {
    margin-top: 1.75rem;
    display: flex;
    gap: 0.75rem;
    flex-wrap: wrap;
}

/* ==========================================================================
   HISTORIQUE — Timeline
   ========================================================================== */
.timeline {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 0.75rem;
    position: relative;
    margin-top: 3rem;
    padding-top: 1rem;
}

.timeline::before {
    content: "";
    position: absolute;
    top: 110px;
    left: 0;
    right: 0;
    height: 3px;
    background: #B5DAE6;
}

.timeline__item {
    position: relative;
    text-align: center;
}

.timeline__year {
    font-size: 1.375rem;
    font-weight: 800;
    color: #1D2D52;
    line-height: 1.2;
}

.timeline__name {
    font-size: 0.85rem;
    font-weight: 700;
    color: #1D2D52;
    margin-top: 0.25rem;
    min-height: 1.2rem;
}

.timeline__dot {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: #fff;
    border: 2px solid #1D2D52;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 1.25rem auto;
    position: relative;
    z-index: 1;
}

.timeline__dot svg { display: block; flex-shrink: 0; }

.timeline__desc {
    font-size: 0.8rem;
    color: #4A5565;
    line-height: 1.5;
    min-height: 4.5rem;
}

.timeline__badge {
    width: 100%;
    height: 140px;
    margin-top: 1rem;
    border-radius: 0.5rem;
    background: #F8F9FB;
    border: 1px solid #E5E7EB;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    padding: 0.5rem;
}

.timeline__badge img {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

@media (max-width: 1024px) {
    .timeline { grid-template-columns: repeat(3, 1fr); row-gap: 3rem; }
    .timeline::before { display: none; }
}

@media (max-width: 640px) {
    .timeline { grid-template-columns: 1fr; }
}

/* ==========================================================================
   CTA
   ========================================================================== */
.cta {
    background: #1D2D52;
    padding: 5rem 0;
    text-align: center;
}

.cta h2 {
    font-size: 3rem;
    font-weight: 700;
    color: #fff;
    margin-bottom: 1rem;
}

.cta p {
    color: rgba(255,255,255,0.8);
    font-size: 1rem;
    max-width: 600px;
    margin: 0 auto 2.5rem;
}

.cta__buttons {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

.cta--sub h2 { font-size: 2rem; }
.cta--sub p { font-size: 0.9375rem; }

/* ==========================================================================
   FOOTER
   ========================================================================== */
.site-footer {
    background: #1C2E51;
    padding: 4rem 0 0;
}

.footer-grid {
    display: grid;
    grid-template-columns: 35% 30% 35%;
    gap: 3rem;
}

.footer-logo img {
    max-height: 70px;
    width: auto;
    margin-bottom: 1.5rem;
}

.footer-tagline {
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: rgba(255,255,255,0.8);
    margin-bottom: 0.5rem;
}

.footer-desc {
    font-size: 0.875rem;
    color: rgba(255,255,255,0.8);
    margin-bottom: 1.5rem;
}

.footer-social {
    display: flex;
    gap: 0.75rem;
    margin-top: 1.5rem;
    margin-bottom: 2rem;
}

.footer-social a {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 40px; height: 40px;
    border-radius: 50%;
    background: rgba(255,255,255,0.1);
    color: #fff;
    transition: background 0.2s;
}

.footer-social a:hover { background: rgba(255,255,255,0.2); }

.footer-col h4 {
    font-size: 1rem;
    font-weight: 600;
    color: #fff;
    margin-bottom: 1rem;
}

.footer-col ul {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.footer-col ul li a {
    font-size: 0.875rem;
    color: rgba(255,255,255,0.8);
    line-height: 2.2;
    transition: color 0.2s;
}

.footer-col ul li a:hover { color: #fff; }

.footer-contact {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    margin-top: 0;
}

.footer-contact__row {
    display: flex;
    align-items: flex-start;
    gap: 0.5rem;
    color: rgba(255,255,255,0.8);
    font-size: 0.875rem;
}

.footer-contact__row a {
    color: rgba(255,255,255,0.8);
    transition: color 0.2s;
}

.footer-contact__row a:hover { color: #fff; }

.footer-bottom {
    background: #1C2E51;
    margin-top: 3rem;
    padding: 1.5rem 0;
}

.footer-bottom__inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    width: 100%;
    padding: 0 2.5rem;
    box-sizing: border-box;
}

.footer-bottom p, .footer-bottom a {
    font-size: 0.8rem;
    color: rgba(255,255,255,0.5);
}

.footer-bottom a:hover { color: rgba(255,255,255,0.8); }

.footer-bottom__links {
    display: flex;
    align-items: center;
    gap: 1.5rem;
    margin-left: auto;
}

/* ==========================================================================
   RESPONSIVE
   ========================================================================== */
@media (max-width: 768px) {
    .hero h1 { font-size: 2.25rem; }
    .viticole { grid-template-columns: 1fr; }
    .viticole__img { height: 300px; }
    .temoignages-inner { grid-template-columns: 1fr; }
    .agences-grid { grid-template-columns: 1fr; }
    .atouts-grid { grid-template-columns: 1fr; }
    .expertises-grid { grid-template-columns: 1fr; }
    .solutions-grid { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; }
    .footer-bottom__inner { flex-direction: column; gap: 0.5rem; text-align: center; }
    .stats-grid { grid-template-columns: repeat(2, 1fr); }

    /*
     * De nombreuses pages de contenu (fiches produits) utilisent des grilles
     * en style inline (style="display:grid;grid-template-columns:...") sans
     * variante mobile, ce qui casse totalement leur mise en page en dessous
     * de 768px (colonnes tassées ou tronquées). Comme un style inline ne peut
     * pas être surchargé par une règle de classe classique, on cible ici tout
     * élément dont le style inline contient "display:grid" et on force un
     * empilement en une seule colonne.
     */
    [style*="display:grid"] {
        grid-template-columns: 1fr !important;
        gap: 20px !important;
    }

    /*
     * Idem pour les paddings des sections : la plupart des fiches produits
     * utilisent un padding horizontal fixe de 48px et un padding vertical
     * de 72 à 96px en style inline. Sur un écran de 375px, 48px de marge de
     * chaque côté mange environ un quart de la largeur utile, et les grands
     * paddings verticaux allongent inutilement le défilement. On resserre
     * les deux, sans toucher au reste du style inline (couleurs, radius...).
     */
    [style*="px 48px"] {
        padding-left: 20px !important;
        padding-right: 20px !important;
        padding-top: 56px !important;
        padding-bottom: 56px !important;
    }

    /* Titres de section (30px) légèrement réduits pour éviter les retours à
       la ligne disgracieux une fois la marge latérale resserrée. */
    [style*="font-size:30px"] {
        font-size: 24px !important;
    }
}

@media (max-width: 480px) {
    .stats-grid { grid-template-columns: 1fr; }
    .cta h2 { font-size: 2rem; }
}

@media (max-width: 1100px) {
    .nav__burger { display: flex; }

    /* Header mobile : burger à gauche, logo centré, téléphone à droite,
       CTA "Demander un devis" masqué (on garde uniquement celui du hero).
       Positionnement en absolu (plutôt que grid/flex) pour garantir un
       alignement vertical identique des 3 éléments, sans dépendre de la
       hauteur du logo ni de l'ordre des éléments dans le HTML. */
    .site-header__inner {
        position: relative;
        min-height: 44px;
        padding-top: 3rem;
        padding-bottom: 1rem;
    }
    .nav__burger {
        position: absolute;
        top: 50%;
        left: 2rem;
        transform: translateY(-50%);
        width: 44px;
        height: 44px;
        padding: 0;
        justify-content: center;
        margin: 0;
    }
    .site-header__logo {
        position: absolute;
        top: 50%;
        left: 50%;
        transform: translate(-50%, -50%);
        margin: 0;
    }
    .site-header__actions {
        position: absolute;
        top: 50%;
        right: 2rem;
        transform: translateY(-50%);
        margin-left: 0;
    }
    .btn-devis { display: none; }

    .site-header__nav {
        display: none;
        position: absolute;
        top: 100%;
        left: 0; right: 0;
        transform: none;
        background: #1D2D52;
        padding: 1rem;
        z-index: 9999;
    }

    .site-header__nav.open { display: block; }

    .nav__list { flex-direction: column; align-items: flex-start; gap: 0; }
    .nav__link { padding: 0.75rem 1rem; width: 100%; }

    .nav__dropdown {
        display: none;
        position: static;
        box-shadow: none;
        background: rgba(255,255,255,0.08);
        border-radius: 0.5rem;
        margin: 0.25rem 0 0.5rem 1rem;
        padding: 0.25rem;
    }

    .nav__dropdown.open { display: block !important; }

    .nav__dropdown li a {
        color: #ffffff !important;
        opacity: 0.9;
        display: block;
        padding: 0.6rem 1rem;
        border-radius: 0.5rem;
    }

    .nav__dropdown li a:hover {
        background: rgba(255,255,255,0.15) !important;
        opacity: 1;
    }

    .nav__item--has-dropdown > .nav__link::after {
        content: " ›";
        float: right;
        font-size: 1.1rem;
    }
}

/* ==========================================================================
   PAGES INTERNES — Blocs réutilisables (sous-pages)
   ========================================================================== */

/* --- Hero de page interne --- */
.page-hero {
    position: relative;
    min-height: 60vh;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    background: #1D2D52;
    overflow: hidden;
}

.page-hero__bg {
    position: absolute;
    inset: 0;
    background-size: cover;
    background-position: center;
    opacity: 0.55;
}

.page-hero__bg::after {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(to right, rgba(0,0,0,0.7), rgba(0,0,0,0.5));
}

.page-hero__content {
    position: relative;
    z-index: 1;
    padding: 9rem 2rem 4rem;
    max-width: 900px;
}

.page-hero__partner {
    position: absolute;
    right: 2rem;
    bottom: 2rem;
    z-index: 1;
    max-height: 40px;
    width: auto;
    opacity: 0.9;
}

/* --- Badge avis Google (hero page d'accueil) --- */
.hero__rating {
    position: absolute;
    right: 2rem;
    bottom: 2rem;
    z-index: 2;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: #1D2D52;
    border: 1px solid rgba(255,255,255,0.15);
    padding: 0.5rem 0.875rem;
    border-radius: 0.5rem;
}

.hero__rating__g {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 20px;
    height: 20px;
    flex-shrink: 0;
}

.hero__rating__stars {
    display: flex;
    align-items: center;
    gap: 1px;
}

.hero__rating__stars svg { color: #FBBF24; }

.hero__rating__score {
    color: #fff;
    font-weight: 700;
    font-size: 0.9375rem;
    margin-left: 0.125rem;
}

@media (max-width: 768px) {
    .hero__rating {
        right: 1rem;
        bottom: 1rem;
        padding: 0.4rem 0.7rem;
    }
    .hero__rating__score { font-size: 0.8125rem; }
}

.page-hero h1 {
    font-size: 2.75rem;
    font-weight: 700;
    color: #fff;
    line-height: 1.25;
    letter-spacing: 0em;
    margin-bottom: 2rem;
}

.page-hero p {
    font-size: 1rem;
    color: #fff;
    margin-bottom: 2rem;
    max-width: 640px;
    margin-left: auto;
    margin-right: auto;
}

/* --- Section deux colonnes (texte / image) --- */
.split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.split--reverse .split__media { order: 2; }
.split--reverse .split__body { order: 1; }

.split__media {
    border-radius: 1.25rem;
    overflow: hidden;
    height: 400px;
    box-shadow: 0 25px 50px -12px rgba(0,0,0,0.25);
}

.split__media img {
    width: 100%; height: 100%;
    object-fit: cover;
}

/* --- Variante : la photo reste visible à côté d'un texte long --- */
.split--stretch { align-items: start; }
.split--stretch .split__media { height: 480px; position: sticky; top: 6rem; }

.split__body h2 {
    font-size: 2rem;
    font-weight: 700;
    color: #1D2D52;
    line-height: 1.2;
    margin-bottom: 1rem;
}

.split__body p {
    color: #4A5565;
    font-size: 1.1rem;
    line-height: 1.6;
    margin-bottom: 1.5rem;
}

.split--dark .split__body h2,
.split--dark .split__body p { color: #fff; }
.split--dark .split__body p { color: rgba(255,255,255,0.9); }

/* --- Liste de marques / points avec icône --- */
.tag-list {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.75rem 1rem;
}

.tag-list__item {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    color: #1D2D52;
    font-weight: 500;
    font-size: 1rem;
}

.tag-list__item svg { flex-shrink: 0; color: #1D2D52; }

.split--dark .tag-list__item,
.split--dark .tag-list__item svg { color: #fff; }

/* --- Liste à puces check (réutilisable) --- */
.check-list {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    margin-bottom: 1.5rem;
}

.check-list__item {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    color: #1D2D52;
    font-size: 1rem;
}

.check-list__item svg { flex-shrink: 0; }

.split--dark .check-list__item { color: #fff; }

.split__note {
    font-size: 0.875rem;
    color: #4A5565;
    margin-bottom: 1.5rem;
}

.split--dark .split__note { color: rgba(255,255,255,0.75); }

/* --- Grille de garanties --- */
.guarantees-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
    margin-top: 3rem;
}

.guarantee-card {
    background: #fff;
    border-radius: 0.875rem;
    padding: 1.5rem;
    border-top: 3px solid #B5DAE6;
    box-shadow: 0 4px 6px -1px rgba(0,0,0,0.08), 0 2px 4px -2px rgba(0,0,0,0.06);
}

.guarantee-card__icon {
    width: 3rem; height: 3rem;
    background: #1D2D52;
    border-radius: 0.625rem;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
}

.guarantee-card__icon svg { color: #fff; }

.guarantee-card h3 {
    font-size: 1rem;
    font-weight: 600;
    color: #1D2D52;
    margin-bottom: 0.5rem;
}

.guarantee-card p {
    font-size: 0.875rem;
    color: #4A5565;
    line-height: 1.4;
}

/* --- Grille véhicules exemples / cartes produit --- */
.vehicles-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin-top: 3rem;
}

.vehicle-card {
    background: #fff;
    border-radius: 1rem;
    overflow: hidden;
    box-shadow: 0 10px 15px -3px rgba(0,0,0,0.1), 0 4px 6px -4px rgba(0,0,0,0.1);
    display: flex;
    flex-direction: column;
    height: 100%;
}

.vehicle-card__img { height: 256px; overflow: hidden; flex-shrink: 0; }
.vehicle-card__img img { width: 100%; height: 100%; object-fit: cover; }

.vehicle-card__body {
    padding: 1.5rem;
    display: flex;
    flex-direction: column;
    flex: 1;
}

.vehicle-card h3 {
    font-size: 1.125rem;
    font-weight: 700;
    color: #1D2D52;
    margin-bottom: 0.5rem;
}

.vehicle-card__desc {
    color: #4A5565;
    font-size: 0.875rem;
    margin-bottom: 1rem;
}

.vehicle-card__price {
    font-weight: 600;
    color: #1D2D52;
    font-size: 1rem;
    margin-bottom: 0.25rem;
}

.vehicle-card__model {
    color: #4A5565;
    font-size: 0.9375rem;
    margin-bottom: 1.25rem;
}

.vehicle-card .btn-dark {
    width: 100%;
    justify-content: center;
    padding: 0.75rem 1rem;
    margin-top: auto;
}

/* --- Étapes de souscription --- */
.process-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
    margin-top: 3rem;
    text-align: center;
}

.process-step { position: relative; }

.process-step__icon {
    width: 3.5rem; height: 3.5rem;
    background: #1D2D52;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1rem;
    position: relative;
}

.process-step__icon svg { color: #fff; }

.process-step__number {
    position: absolute;
    top: -8px;
    left: 50%;
    transform: translateX(14px);
    width: 26px; height: 26px;
    background: #fff;
    border: 2px solid #1D2D52;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    color: #1D2D52;
    font-size: 0.9375rem;
}

.process-step h3 {
    font-size: 1rem;
    font-weight: 600;
    color: #1D2D52;
}

/* --- Étapes numérotées (risque entreprise) --- */
.steps-numbered {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2.5rem;
    margin-top: 3rem;
}

.steps-numbered__num {
    display: block;
    font-size: 2.25rem;
    font-weight: 700;
    color: #C7D2E0;
    line-height: 1;
    padding-bottom: 1rem;
    margin-bottom: 1rem;
    border-bottom: 3px solid #1D2D52;
}

.steps-numbered__step h3 {
    font-size: 1rem;
    font-weight: 700;
    color: #1D2D52;
    margin-bottom: 0.5rem;
}

.steps-numbered__step p {
    font-size: 0.875rem;
    color: #4A5565;
    line-height: 1.5;
}

/* --- Grille secteurs d'activité (photo + overlay) --- */
.sectors-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
    margin-top: 3rem;
}

.sector-card {
    position: relative;
    border-radius: 0.875rem;
    overflow: hidden;
    height: 220px;
    display: flex;
    align-items: flex-end;
}

.sector-card img {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.sector-card::after {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(to top, rgba(0,0,0,0.8), rgba(0,0,0,0) 65%);
}

.sector-card__body {
    position: relative;
    z-index: 1;
    padding: 1.25rem;
    color: #fff;
}

.sector-card__body h3 {
    font-size: 1.0625rem;
    font-weight: 700;
    margin-bottom: 0.25rem;
}

.sector-card__body p {
    font-size: 0.8125rem;
    color: rgba(255,255,255,0.85);
}

.guarantee-card__link {
    font-weight: 600;
    color: #1D2D52;
    font-size: 0.875rem;
    display: inline-flex;
    align-items: center;
    gap: 0.25rem;
    margin-top: 1rem;
}

.guarantee-card__link::after { content: "→"; }

/* --- Cartes solution sur-mesure (icône + description + méta) --- */
.solution-card__meta {
    margin-top: 1rem;
    padding-top: 1rem;
    border-top: 1px solid #E5E7EB;
}

.solution-card__meta + .solution-card__meta {
    margin-top: 0.75rem;
    padding-top: 0.75rem;
}

.solution-card__label {
    display: block;
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.03em;
    color: #1D2D52;
    margin-bottom: 0.25rem;
}

.solution-card__meta p {
    font-size: 0.8125rem;
    color: #4A5565;
    line-height: 1.5;
}

@media (max-width: 900px) {
    .steps-numbered { grid-template-columns: repeat(2, 1fr); }
    .sectors-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 640px) {
    .steps-numbered { grid-template-columns: 1fr; }
    .sectors-grid { grid-template-columns: 1fr; }
}

/* --- FAQ Accordéon --- */
.faq-list {
    display: flex;
    flex-direction: column;
    gap: 1rem;
    margin-top: 3rem;
    max-width: 900px;
    margin-left: auto;
    margin-right: auto;
}

.faq-item {
    background: #fff;
    border-radius: 0.875rem;
    box-shadow: 0 4px 6px -1px rgba(0,0,0,0.08), 0 2px 4px -2px rgba(0,0,0,0.06);
    overflow: hidden;
}

.faq-item__question {
    display: flex;
    align-items: center;
    justify-content: space-between;
    width: 100%;
    padding: 1.25rem 1.5rem;
    background: none;
    border: none;
    cursor: pointer;
    text-align: left;
    font-family: inherit;
    font-size: 1rem;
    font-weight: 600;
    color: #1D2D52;
}

.faq-item__question svg {
    flex-shrink: 0;
    transition: transform 0.25s;
}

.faq-item.open .faq-item__question svg { transform: rotate(180deg); }

.faq-item__answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease, padding 0.3s ease;
    padding: 0 1.5rem;
}

.faq-item.open .faq-item__answer {
    max-height: 300px;
    padding: 0 1.5rem 1.25rem;
}

.faq-item__answer p {
    color: #4A5565;
    font-size: 0.9375rem;
    line-height: 1.6;
}

/* --- Grille "autres expertises" liées --- */
.related-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
    margin-top: 3rem;
}

.related-card {
    position: relative;
    height: 320px;
    border-radius: 1rem;
    overflow: hidden;
    box-shadow: 0 10px 15px -3px rgba(0,0,0,0.1), 0 4px 6px -4px rgba(0,0,0,0.1);
    display: block;
}

.related-card img {
    width: 100%; height: 100%;
    object-fit: cover;
    transition: transform 0.3s;
}

.related-card:hover img { transform: scale(1.05); }

.related-card::before {
    content: "";
    position: absolute;
    inset: 0;
    background: rgba(29,45,82,0.7);
    transition: none;
}

.related-card:hover::before {
    background: rgba(29,45,82,0.7);
}

.related-card__title {
    position: absolute;
    inset: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    color: #fff;
    font-size: 1.125rem;
    font-weight: 600;
    padding: 1rem;
    z-index: 1;
}

/* --- Responsive : blocs pages internes --- */
@media (max-width: 1024px) {
    .guarantees-grid { grid-template-columns: repeat(2, 1fr); }
    .vehicles-grid { grid-template-columns: 1fr; }
    .process-grid { grid-template-columns: repeat(2, 1fr); gap: 2.5rem 1.5rem; }
    .related-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
    .page-hero h1 { font-size: 2rem; }
    .split { grid-template-columns: 1fr; gap: 2rem; }
    .split--reverse .split__media,
    .split--reverse .split__body { order: initial; }
    .split__media { height: 280px; }
    .split--stretch .split__media { height: 280px; min-height: 0; position: static; }
    .tag-list { grid-template-columns: 1fr; }
    .guarantees-grid { grid-template-columns: 1fr; }
    .process-grid { grid-template-columns: 1fr; }
    .related-grid { grid-template-columns: 1fr; }
}

/* ==========================================================================
   PRODUITS D'ÉPARGNE — Onglets, étapes, cartes couleur (Assurance vie / PER)
   ========================================================================== */

/* --- Onglets horizontaux soulignés --- */
.tabs {
    display: flex;
    justify-content: center;
    gap: 3rem;
    border-bottom: 1px solid #E5E7EB;
    margin-bottom: 3rem;
}

.tabs__item {
    background: none;
    border: none;
    cursor: pointer;
    font-family: inherit;
    font-size: 1.0625rem;
    color: #4A5565;
    padding: 0 0 1.25rem;
    margin-bottom: -1px;
    border-bottom: 3px solid transparent;
    text-align: center;
    line-height: 1.4;
}

.tabs__item.active {
    color: #1D2D52;
    font-weight: 700;
    border-bottom-color: #1D2D52;
}

.tabs__panel { display: none; }
.tabs__panel.active { display: block; }

/* --- Contenu à 2 colonnes texte / image (réutilise .split existant) --- */
.tabs__panel .split { gap: 3rem; }

/* --- Lien flèche (style Allianz) --- */
.link-arrow {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    color: #1D2D52;
    font-weight: 700;
    font-size: 0.9375rem;
    letter-spacing: 0.02em;
    text-transform: uppercase;
}

/* --- Étapes numérotées alternées --- */
.steps-alt { display: flex; flex-direction: column; gap: 1.5rem; margin-top: 2.5rem; }

.step-alt {
    padding: 2.5rem;
    border-radius: 0.5rem;
}

.step-alt--cream { background: #F7F3EE; }
.step-alt--mint { background: #EEF5EE; }

.step-alt__title {
    font-size: 1.375rem;
    font-weight: 400;
    color: #364153;
    margin-bottom: 1rem;
}

.step-alt__title b, .step-alt__title strong { font-weight: 700; }

.step-alt p {
    color: #4A5565;
    font-size: 0.9375rem;
    line-height: 1.7;
    margin-bottom: 0.75rem;
}

.step-alt p:last-child { margin-bottom: 0; }

.step-alt__note {
    font-size: 0.8125rem;
    color: #6B7280;
    margin-top: 1rem;
}

.step-alt__sub {
    font-size: 1rem;
    color: #6B7280;
    margin-bottom: 1rem;
}

/* Bloc "sortie" avec onglets verticaux imbriqué dans une étape */
.step-alt__vtabs-wrap {
    display: grid;
    grid-template-columns: 260px 1fr;
    gap: 2.5rem;
    margin-top: 1.5rem;
    align-items: start;
}

/* --- Onglets verticaux à flèche --- */
.vtabs { display: flex; flex-direction: column; }

.vtabs__item {
    background: none;
    border: none;
    border-bottom: 1px solid rgba(0,0,0,0.08);
    cursor: pointer;
    font-family: inherit;
    text-align: left;
    padding: 0.9rem 0;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 0.5rem;
    color: #364153;
    font-size: 0.9375rem;
    line-height: 1.4;
}

.vtabs__item svg { opacity: 0; flex-shrink: 0; transition: opacity 0.2s; }

.vtabs__item.active {
    color: #1D2D52;
    font-weight: 700;
}

.vtabs__item.active svg { opacity: 1; }

.vtabs__panel { display: none; color: #4A5565; font-size: 0.9375rem; line-height: 1.7; }
.vtabs__panel.active { display: block; }

/* --- Deux colonnes texte simple --- */
.two-col {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    margin-top: 2.5rem;
}

.two-col h3 {
    font-size: 1.375rem;
    font-weight: 700;
    color: #1D2D52;
    margin-bottom: 1rem;
    letter-spacing: -0.01em;
}

.two-col p {
    color: #4A5565;
    font-size: 0.9375rem;
    line-height: 1.7;
}

.two-col__list {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    margin-top: 0.5rem;
}

.two-col__list li {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    color: #364153;
    font-size: 0.9375rem;
    line-height: 1.5;
}

.two-col__list li svg { flex-shrink: 0; margin-top: 3px; color: #1D2D52; }

/* --- Cartes avantages colorées (2x2) --- */
.benefit-cards {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
    margin-top: 2.5rem;
}

.benefit-card { padding: 2.5rem; border-radius: 0.5rem; }

.benefit-card--green { background: #E8F0E4; }
.benefit-card--pink { background: #F5E8E4; }
.benefit-card--cream { background: #F5F0E4; }
.benefit-card--blush { background: #F5E4EC; }

.benefit-card h3 {
    font-size: 1.375rem;
    font-weight: 700;
    color: #1D2D52;
    margin-bottom: 1.5rem;
    line-height: 1.3;
}

.benefit-card ul {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.benefit-card li {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    color: #364153;
    font-size: 0.9375rem;
    line-height: 1.6;
}

.benefit-card li svg { flex-shrink: 0; margin-top: 3px; color: #1D2D52; }

.benefit-card__icon {
    text-align: center;
    font-size: 2rem;
    margin-top: 1.5rem;
}

/* --- Bandeau produit (image + contenu coloré) --- */
.promo-banner {
    display: grid;
    grid-template-columns: 42% 58%;
    border-radius: 1.5rem;
    overflow: hidden;
    margin-top: 2.5rem;
    box-shadow: 0 20px 45px -15px rgba(29,45,82,0.25);
}

.promo-banner__img { height: 100%; min-height: 300px; position: relative; }
.promo-banner__img img { width: 100%; height: 100%; object-fit: cover; }

.promo-banner__body {
    position: relative;
    background: linear-gradient(155deg, #F7E9E4 0%, #F1DDD6 100%);
    padding: 3rem 3.5rem;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.promo-banner__badge {
    display: inline-flex;
    align-self: flex-start;
    background: rgba(29,45,82,0.08);
    color: #1D2D52;
    font-size: 0.6875rem;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    padding: 0.375rem 0.875rem;
    border-radius: 999px;
    margin-bottom: 1.25rem;
}

.promo-banner__body h3 {
    font-size: 1.625rem;
    font-weight: 700;
    color: #1D2D52;
    line-height: 1.25;
    margin-bottom: 1rem;
}

.promo-banner__body p {
    color: #4A5565;
    font-size: 0.9375rem;
    line-height: 1.65;
    margin-bottom: 1.75rem;
}

.promo-banner__body .btn-dark { align-self: flex-start; }

.promo-banner__disclaimer {
    font-size: 0.75rem;
    color: #6B7280;
    font-style: italic;
    margin-top: 0.5rem;
}

.promo-banner--no-img {
    grid-template-columns: 1fr;
}

.promo-banner--no-img .promo-banner__body {
    padding: 3rem;
    text-align: center;
    align-items: center;
}

/* --- Panneau gris (fiscalité, avantages dispositif) --- */
.panel-grey {
    background: #F5F5F5;
    border-radius: 0.5rem;
    padding: 2.5rem;
    margin-top: 2.5rem;
}

.panel-grey--split {
    display: grid;
    grid-template-columns: 260px 1fr;
    gap: 2.5rem;
    align-items: start;
}

/* --- Colonnes avantages entreprise / salarié avec badge central --- */
.advantage-columns {
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    gap: 3rem;
    align-items: start;
    margin-top: 2.5rem;
}

.advantage-columns h4 {
    font-size: 1.0625rem;
    font-weight: 700;
    color: #1D2D52;
    text-align: center;
    margin-bottom: 1rem;
}

.advantage-columns ul {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.advantage-columns li {
    display: flex;
    align-items: flex-start;
    gap: 0.6rem;
    color: #364153;
    font-size: 0.9375rem;
    line-height: 1.5;
}

.advantage-columns li svg { flex-shrink: 0; margin-top: 3px; color: #1D2D52; }

.advantage-columns__badge {
    align-self: center;
    text-align: center;
}

.advantage-columns__badge img { max-width: 160px; }

/* Illustration latérale simple (icône décorative) */
.illustration-side {
    display: flex;
    align-items: center;
    justify-content: center;
    background: #F0F4FF;
    border-radius: 1rem;
}

@media (max-width: 900px) {
    .benefit-cards { grid-template-columns: 1fr; }
    .step-alt__vtabs-wrap,
    .panel-grey--split { grid-template-columns: 1fr; }
    .two-col { grid-template-columns: 1fr; gap: 2rem; }
    .promo-banner { grid-template-columns: 1fr; }
    .advantage-columns { grid-template-columns: 1fr; }
    .advantage-columns__badge { order: -1; }
    .tabs { gap: 1.5rem; }
}

/* ==========================================================================
   VALORISATION DU PATRIMOINE — principes, tableau comparatif, atouts x4
   ========================================================================== */

.principle-label {
    display: block;
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.08em;
    color: #6B7280;
    text-transform: uppercase;
    margin-top: 2rem;
    margin-bottom: 0.75rem;
}

.principle-list {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.principle-item {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1rem 1.25rem;
    border: 1px solid #E5E7EB;
    border-radius: 0.75rem;
    background: #fff;
}

.principle-item__icon {
    width: 2.5rem;
    height: 2.5rem;
    background: #EEF2FF;
    border-radius: 0.625rem;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.principle-item__icon svg { color: #1D2D52; }

.principle-item span {
    font-weight: 600;
    color: #1D2D52;
    font-size: 0.9375rem;
}

/* --- Tableau comparatif --- */
.compare-table-wrap {
    overflow-x: auto;
    border-radius: 1rem;
    box-shadow: 0 10px 25px rgba(0,0,0,0.06);
    margin-top: 2.5rem;
}

.compare-table {
    width: 100%;
    border-collapse: collapse;
    background: #fff;
    min-width: 560px;
}

.compare-table th, .compare-table td {
    padding: 1.125rem 1.5rem;
    text-align: left;
    font-size: 0.9375rem;
}

.compare-table thead th:first-child { background: #fff; }

.compare-table thead th.solution {
    background: #1D2D52;
    color: #fff;
    font-weight: 700;
    font-size: 1rem;
}

.compare-table__label {
    display: block;
    font-size: 0.6875rem;
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    opacity: 0.65;
    margin-bottom: 0.25rem;
}

.compare-table tbody td:first-child {
    background: #fff;
    color: #1D2D52;
    font-weight: 600;
}

.compare-table tbody td.solution { color: #fff; }

.compare-table tbody tr:nth-child(odd) td.solution { background: #1D2D52; }
.compare-table tbody tr:nth-child(even) td.solution { background: #33456F; }

.compare-table tbody tr:nth-child(even) td:first-child { background: #F8F9FB; }

/* --- Grille atouts à 4 colonnes --- */
.atouts-grid--4 { grid-template-columns: repeat(4, 1fr); }

@media (max-width: 1024px) {
    .atouts-grid--4 { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 640px) {
    .atouts-grid--4 { grid-template-columns: 1fr; }
    .principle-item { align-items: flex-start; }
}

/* ==========================================================================
   QUIZZ DEVIS — Entonnoir de qualification (pleine page)
   ========================================================================== */

/* --- Hero devis (cahier des charges Volet 2) --- */
.devis-hero {
    position: relative;
    background: var(--navy, #1C2E51);
    padding: 9rem 2rem 4rem;
    text-align: center;
    overflow: hidden;
}

.devis-hero__inner {
    max-width: 640px;
    margin: 0 auto;
}

.devis-hero__badge {
    display: inline-block;
    background: var(--yellow, #FAB600);
    color: var(--navy, #1C2E51);
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    padding: 0.4rem 1rem;
    border-radius: 999px;
    margin-bottom: 1.25rem;
}

.devis-hero h1 {
    font-size: 2.5rem;
    font-weight: 700;
    color: #fff;
    line-height: 1.2;
    margin-bottom: 1rem;
}

.devis-hero__underline {
    display: block;
    width: 88px;
    height: 5px;
    border-radius: 3px;
    background: var(--yellow, #FAB600);
    margin: 0 auto 1.5rem;
}

.devis-hero p {
    font-size: 1rem;
    color: var(--blue-4, #B5DAE6);
    max-width: 520px;
    margin: 0 auto;
}

.devis-hero__partner {
    position: absolute;
    right: 2rem;
    bottom: 1.5rem;
    max-height: 32px;
    width: auto;
    opacity: 0.9;
}

@media (max-width: 640px) {
    .devis-hero { padding: 7rem 1.5rem 3rem; }
    .devis-hero h1 { font-size: 1.875rem; }
}

.quiz-page {
    min-height: 62vh;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #F8F9FB;
    padding: 4rem 1.5rem;
}

.quiz-page__inner {
    width: 100%;
    max-width: 920px;
}

.quiz-intro {
    text-align: center;
    margin-bottom: 2rem;
}

.quiz-intro__badge {
    display: inline-block;
    background: rgba(181,218,230,0.35);
    color: #1D2D52;
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.05em;
    padding: 0.4rem 0.9rem;
    border-radius: 999px;
    margin-bottom: 1rem;
}

.quiz-intro__title {
    font-size: 2rem;
    font-weight: 700;
    color: #1D2D52;
    line-height: 1.25;
}

@media (max-width: 640px) {
    .quiz-page { padding: 2.5rem 1rem; }
    .quiz-intro__title { font-size: 1.5rem; }
    .page-hero--compact .page-hero__content { padding: 7rem 1.5rem 2.5rem; }
}

.quiz-wrap {
    background: #fff;
    border-radius: 1.5rem;
    box-shadow: 0 10px 35px rgba(0,0,0,0.08);
    padding: 3rem 3.5rem;
}

.quiz-wrap.quiz-success {
    max-width: 560px;
    margin: 0 auto;
    border: 1px solid var(--blue-5, #DFEFF2);
    border-top: 4px solid var(--green-dark, #00908D);
    border-radius: var(--radius-card, 18px);
}

@media (max-width: 640px) {
    .quiz-wrap { padding: 2rem 1.5rem; border-radius: 1.25rem; }
}

/* --- Bloc réassurance (cahier des charges : fond blue-4, icône ronde navy, radius 18px) --- */
.quiz-reassurance-block {
    display: flex;
    align-items: center;
    gap: 1rem;
    background: var(--blue-4, #B5DAE6);
    border-radius: var(--radius-card, 18px);
    padding: 1.25rem 1.5rem;
    margin-bottom: 2rem;
}

.quiz-reassurance-block__icon {
    flex-shrink: 0;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: var(--navy, #1C2E51);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
}

.quiz-reassurance-block p {
    margin: 0;
    font-size: 0.875rem;
    color: var(--navy, #1C2E51);
    line-height: 1.5;
}

.quiz-reassurance {
    display: flex;
    justify-content: center;
    flex-wrap: wrap;
    gap: 1.75rem;
    margin-top: 2.5rem;
    padding-top: 1.75rem;
    border-top: 1px solid #E5E7EB;
}

.quiz-reassurance span {
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    color: #6B7280;
    font-size: 0.8125rem;
    font-weight: 600;
}

.quiz-reassurance svg { color: #1D2D52; flex-shrink: 0; }

/* --- Barre de progression --- */
.quiz-progress { margin-bottom: 1.75rem; }

.quiz-progress__bar {
    height: 6px;
    background: #E5E7EB;
    border-radius: 999px;
    overflow: hidden;
}

.quiz-progress__fill {
    height: 100%;
    background: var(--blue-1, #006192);
    border-radius: 999px;
    transition: width 0.3s ease;
}

/* --- Bouton retour / recommencer --- */
.quiz-back {
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    color: #6B7280;
    font-size: 0.875rem;
    font-weight: 600;
    margin-bottom: 1.5rem;
    cursor: pointer;
    background: none;
    border: none;
    font-family: inherit;
    padding: 0;
}

.quiz-back:hover { color: #1D2D52; }

/* --- Question --- */
.quiz-step__question {
    font-size: 1.5rem;
    font-weight: 700;
    color: #1D2D52;
    text-align: center;
    margin-bottom: 0.5rem;
}

.quiz-step__hint {
    text-align: center;
    color: #6B7280;
    font-size: 0.9375rem;
    margin-bottom: 2rem;
}

/* --- Titre de thème (groupes de besoins) --- */
.quiz-group__title {
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-weight: 700;
    font-size: 0.75rem;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: #7C8DA6;
    margin: 1.75rem 0 0.75rem;
}

.quiz-group__title:first-of-type {
    margin-top: 1.5rem;
}

/* --- Options --- */
.quiz-options {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1rem;
    margin-top: 1.5rem;
}

.quiz-group__title + .quiz-options {
    margin-top: 0;
}

@media (max-width: 640px) {
    .quiz-options { grid-template-columns: 1fr; }
}

.quiz-option {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1.1rem 1.35rem;
    border: 2px solid #E5E7EB;
    border-radius: var(--radius-option, 12px);
    background: #fff;
    cursor: pointer;
    text-align: left;
    transition: border-color 0.2s, background 0.2s;
    font-family: inherit;
}

.quiz-option:hover {
    border-color: var(--blue-1, #006192);
    background: var(--blue-5, #DFEFF2);
}

.quiz-option.is-active {
    border-color: var(--blue-1, #006192);
    background: var(--blue-5, #DFEFF2);
    box-shadow: inset 0 0 0 1px var(--blue-1, #006192);
}

.quiz-option.is-active .quiz-option__label {
    color: var(--blue-1, #006192);
}

.quiz-option__icon {
    width: 44px;
    height: 44px;
    border-radius: 0.75rem;
    background: rgba(181,218,230,0.35);
    color: #1D2D52;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.quiz-option__label {
    font-weight: 600;
    color: #1D2D52;
    font-size: 0.9375rem;
    line-height: 1.35;
}

/* --- Résultat --- */
.quiz-result { text-align: center; }

.quiz-result .section__badge { margin-bottom: 1rem; }

.quiz-result__title {
    font-size: 1.5rem;
    font-weight: 700;
    color: #1D2D52;
    margin-bottom: 2rem;
}

.quiz-result__products {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.25rem;
    text-align: left;
}

.quiz-result__products:has(.quiz-result__card:only-child) {
    grid-template-columns: 1fr;
    max-width: 420px;
    margin: 0 auto;
}

@media (max-width: 640px) {
    .quiz-result__products { grid-template-columns: 1fr; }
}

.quiz-result__card {
    background: #F8F9FB;
    border: 1px solid var(--blue-5, #DFEFF2);
    border-radius: var(--radius-card, 18px);
    padding: 1.5rem;
}

.quiz-result__card-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: var(--navy, #1C2E51);
    color: #fff;
    margin-bottom: 1rem;
}

.quiz-result__card h3 {
    font-size: 1.0625rem;
    font-weight: 700;
    color: #1D2D52;
    margin-bottom: 0.5rem;
}

.quiz-result__card p {
    font-size: 0.875rem;
    color: #4A5565;
    line-height: 1.55;
    margin-bottom: 0.75rem;
}

/* --- Formulaire de rappel --- */
.quiz-form {
    margin-top: 2.5rem;
    padding-top: 2rem;
    border-top: 1px solid #E5E7EB;
    text-align: left;
}

.quiz-form h3 {
    font-size: 1.125rem;
    font-weight: 700;
    color: #1D2D52;
    margin-bottom: 0.4rem;
}

.quiz-form__intro {
    color: #6B7280;
    font-size: 0.9rem;
    margin-bottom: 1.25rem;
}

.quiz-form__error {
    color: #B91C1C;
    background: #FEF2F2;
    padding: 0.75rem 1rem;
    border-radius: 0.6rem;
    font-size: 0.875rem;
    margin-bottom: 1rem;
}

.quiz-form__row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
    margin-bottom: 1rem;
}

@media (max-width: 640px) {
    .quiz-form__row { grid-template-columns: 1fr; }
}

.quiz-field {
    display: block;
    margin-bottom: 1rem;
}

.quiz-field__label {
    display: block;
    font-size: 0.6875rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--blue-1, #006192);
    margin-bottom: 0.4rem;
}

.quiz-form input,
.quiz-form textarea {
    width: 100%;
    padding: 0.75rem 1rem;
    border: 1px solid #E5E7EB;
    border-radius: var(--radius-input, 10px);
    font-family: inherit;
    font-size: 0.9rem;
    color: #1D2D52;
    background: #fff;
}

.quiz-form textarea {
    border-radius: var(--radius-textarea, 14px);
    resize: vertical;
    min-height: 90px;
}

.quiz-form input:focus,
.quiz-form textarea:focus {
    outline: none;
    border-color: var(--blue-1, #006192);
}

.quiz-consent {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    background: var(--blue-5, #DFEFF2);
    border-radius: var(--radius-textarea, 14px);
    padding: 1rem 1.15rem;
    margin: 1.25rem 0 0.5rem;
    cursor: pointer;
}

.quiz-consent input[type="checkbox"] {
    flex-shrink: 0;
    width: 18px;
    height: 18px;
    margin-top: 0.15rem;
    accent-color: var(--blue-1, #006192);
}

.quiz-consent span {
    font-size: 0.8125rem;
    line-height: 1.5;
    color: #1D2D52;
}

.quiz-form__consent-error {
    display: none;
    color: var(--red-ref, #F62459);
    font-size: 0.8125rem;
    font-weight: 600;
    margin: 0.5rem 0 0;
}

.quiz-form__consent-error.is-visible { display: block; }

.quiz-form .btn-primary {
    width: 100%;
    border: none;
    cursor: pointer;
    font-family: inherit;
    font-size: 0.9375rem;
    border-radius: var(--radius-pill, 26px);
    margin-top: 1.5rem;
}

/* --- État succès --- */
.quiz-success {
    text-align: center;
}

.quiz-success__icon {
    width: 64px;
    height: 64px;
    border-radius: 50%;
    background: rgba(181,218,230,0.35);
    color: #1D2D52;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
}

.quiz-success h2 {
    font-size: 1.5rem;
    font-weight: 700;
    color: #1D2D52;
    margin-bottom: 0.75rem;
}

.quiz-success p {
    color: #4A5565;
    margin-bottom: 2rem;
    max-width: 480px;
    margin-left: auto;
    margin-right: auto;
}

/* --- Bande "Et maintenant ?" (fond blue-4, pleine largeur) --- */
.et-maintenant {
    background: var(--blue-4, #B5DAE6);
    padding: 4rem 2rem;
}

.et-maintenant h2 {
    font-size: 1.5rem;
    font-weight: 700;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    color: var(--navy, #1C2E51);
    text-align: center;
    margin-bottom: 2.5rem;
}

.et-maintenant__steps {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.et-maintenant__step {
    text-align: center;
}

.et-maintenant__num {
    display: block;
    font-size: 1.75rem;
    font-weight: 700;
    color: var(--blue-1, #006192);
    margin-bottom: 0.5rem;
}

.et-maintenant__step p {
    margin: 0;
    font-size: 0.9375rem;
    color: var(--navy, #1C2E51);
    line-height: 1.5;
}

@media (max-width: 640px) {
    .et-maintenant__steps { grid-template-columns: 1fr; gap: 1.5rem; }
}

/* ==========================================================================
   PAGES NEWSLETTER — Formulaires cachés (hors menu, liés depuis un email)
   ========================================================================== */
.np-page { font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif; color: #414141; background: #fff; }
.np-page *, .np-page *::before, .np-page *::after { box-sizing: border-box; }
.np-page a { color: #006192; text-decoration: none; }
.np-page a:hover { color: #1C2E51; }

.np-header {
    width: 100%;
    background: #fff;
    border-bottom: 2px solid #1C2E51;
    padding: 1.25rem 2rem;
}

.np-header__inner {
    max-width: 900px;
    margin: 0 auto;
}

.np-logo {
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-weight: 700;
    font-size: 1.125rem;
    letter-spacing: 0.08em;
    color: #1C2E51;
}

.np-tabs-wrap {
    width: 100%;
    background: #DFEFF2;
    padding: 1.25rem 2rem 1.375rem;
    display: flex;
    flex-direction: column;
    align-items: center;
}

.np-tabs__label {
    margin: 0 0 0.625rem;
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-weight: 700;
    font-size: 0.8125rem;
    letter-spacing: 0.03em;
    color: #1C2E51;
}

.np-tabs {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.625rem;
    flex-wrap: wrap;
}

.np-tabs button {
    height: 36px;
    padding: 0 1.25rem;
    border-radius: 18px;
    border: 1px solid #B5DAE6;
    background: #fff;
    color: #1C2E51;
    font-family: inherit;
    font-weight: 600;
    font-size: 0.8125rem;
    cursor: pointer;
}

.np-tabs button.is-active {
    border-color: #1C2E51;
    background: #1C2E51;
    color: #fff;
}

.np-hero {
    width: 100%;
    background: #1C2E51;
    padding: 4rem 2rem 3.5rem;
}

.np-hero__inner {
    max-width: 900px;
    margin: 0 auto;
}

.np-hero__logo-link {
    display: block;
    width: fit-content;
    margin-bottom: 2rem;
}

.np-hero__logo {
    height: 110px;
    width: auto;
    display: block;
    margin-bottom: 0;
}

.np-hero__eyebrow {
    margin: 0 0 0.75rem;
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: #FAB600;
}

.np-hero h1 {
    margin: 0 0 1rem;
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-weight: 700;
    font-size: 2.5rem;
    line-height: 1.15;
    color: #fff;
    max-width: 16em;
}

.np-hero__underline {
    width: 88px;
    height: 5px;
    border-radius: 3px;
    background: #FAB600;
    margin-bottom: 1.25rem;
}

.np-hero p {
    margin: 0;
    font-size: 1.0625rem;
    line-height: 1.6;
    color: #B5DAE6;
    max-width: 38em;
}

.np-body {
    width: 100%;
    background: #fff;
}

.np-body__inner {
    max-width: 900px;
    margin: 0 auto;
    padding: 3rem 2rem 5rem;
    display: flex;
    flex-direction: column;
    gap: 2rem;
}

.np-eyebrow {
    margin: 0;
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-weight: 700;
    font-size: 0.75rem;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: #7C8DA6;
}

.np-info-box {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    background: var(--blue-4, #B5DAE6);
    border-radius: var(--radius-card, 18px);
    padding: 1.375rem 1.5rem;
}

.np-info-box__icon {
    flex-shrink: 0;
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: #1C2E51;
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
}

.np-info-box p {
    margin: 0;
    font-size: 0.9375rem;
    line-height: 1.6;
    color: #1C2E51;
}

.np-field {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-weight: 600;
    font-size: 0.75rem;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    color: #1C2E51;
}

.np-field span.required { color: #00908D; }

.np-page input[type="text"],
.np-page input[type="tel"],
.np-page input[type="email"],
.np-page input[type="number"],
.np-page input[type="date"],
.np-page select,
.np-page textarea,
.quiz-page input[type="text"],
.quiz-page input[type="tel"],
.quiz-page input[type="email"],
.quiz-page input[type="number"],
.quiz-page input[type="date"],
.quiz-page select,
.quiz-page textarea {
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-size: 1rem;
    font-weight: 400;
    color: #414141;
    padding: 0.8125rem 1rem;
    border: 1px solid var(--blue-5, #DFEFF2);
    background: #fff;
    border-radius: var(--radius-input, 10px);
    width: 100%;
}

.np-page select, .quiz-page select { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%231C2E51' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 1rem center; padding-right: 2.5rem; }

.np-page textarea, .quiz-page textarea { border-radius: var(--radius-textarea, 14px); resize: vertical; }

.np-page input:focus,
.np-page textarea:focus,
.quiz-page input:focus,
.quiz-page textarea:focus { outline: none; border-color: #006192; }

.np-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.125rem;
}

@media (max-width: 640px) {
    .np-row { grid-template-columns: 1fr; }
    .np-hero h1 { font-size: 1.875rem; }
}

.np-section-title {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.np-divider { height: 1px; background: var(--blue-5, #DFEFF2); width: 100%; }

/* --- Cartes garantie (Protection Essentielle) --- */
.np-guarantee-card {
    border: 1px solid var(--blue-5, #DFEFF2);
    border-radius: var(--radius-card, 18px);
    overflow: hidden;
    display: grid;
    grid-template-columns: 1fr 1fr;
}

@media (max-width: 720px) {
    .np-guarantee-card { grid-template-columns: 1fr; }
}

.np-guarantee-card__main {
    display: flex;
    align-items: flex-start;
    gap: 1.375rem;
    padding: 1.75rem;
}

.np-guarantee-card__icon {
    flex-shrink: 0;
    width: 56px;
    height: 56px;
    border-radius: var(--radius-card, 18px);
    background: #1C2E51;
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
}

.np-guarantee-card__main h3 {
    margin: 0 0 0.5rem;
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-weight: 600;
    font-size: 1.3125rem;
    color: #1C2E51;
    line-height: 1.25;
}

.np-guarantee-card__main p {
    margin: 0;
    font-size: 0.9375rem;
    line-height: 1.5;
    color: #414141;
}

.np-guarantee-card__options {
    display: flex;
    flex-direction: column;
    gap: 0.625rem;
    padding: 0.5rem 1.75rem 1.75rem;
    justify-content: center;
}

@media (min-width: 721px) {
    .np-guarantee-card__options { padding: 1.75rem; }
}

.np-radio-option {
    display: flex;
    align-items: center;
    gap: 0.6875rem;
    border: 1px solid var(--blue-5, #DFEFF2);
    border-radius: var(--radius-option, 12px);
    padding: 0.8125rem 1rem;
    font-size: 1rem;
    color: #1C2E51;
    cursor: pointer;
    transition: border-color 0.15s, background 0.15s;
}

.np-radio-option:hover { border-color: #006192; background: var(--blue-5, #DFEFF2); }

.np-radio-option input { margin: 0; width: 18px; height: 18px; flex-shrink: 0; accent-color: #006192; }

/* --- Questions numérotées (Révision Entreprise) --- */
.np-question {
    border: 1px solid var(--blue-5, #DFEFF2);
    border-radius: var(--radius-textarea, 14px);
    padding: 1.125rem 1.25rem;
    display: flex;
    align-items: flex-start;
    gap: 1rem;
}

.np-question__num {
    flex-shrink: 0;
    width: 30px;
    height: 30px;
    border-radius: 50%;
    background: #1C2E51;
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 0.8125rem;
}

.np-question__body {
    flex: 1;
    display: flex;
    flex-direction: column;
    gap: 0.875rem;
}

.np-question__label {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-weight: 600;
    font-size: 0.875rem;
    color: #1C2E51;
}

.np-question__subfields {
    display: flex;
    flex-direction: column;
    gap: 0.625rem;
}

.np-question__subfields label {
    display: flex;
    flex-direction: column;
    gap: 0.375rem;
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-weight: 500;
    font-size: 0.75rem;
    color: #7C8DA6;
}

/* --- Bon à savoir (Révision Entreprise) --- */
.np-callout {
    background: var(--blue-5, #DFEFF2);
    border: 1px solid var(--blue-4, #B5DAE6);
    border-radius: 1rem;
    padding: 1.5rem 1.625rem;
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.np-callout__tag {
    align-self: flex-start;
    padding: 0.25rem 0.75rem;
    border-radius: 0.75rem;
    background: #F86200;
    color: #fff;
    font-weight: 700;
    font-size: 0.625rem;
    letter-spacing: 0.1em;
    text-transform: uppercase;
}

.np-callout__row {
    display: flex;
    align-items: flex-start;
    gap: 0.875rem;
}

.np-callout__icon {
    flex-shrink: 0;
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: #F86200;
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
}

.np-callout p { margin: 0; font-size: 0.9375rem; line-height: 1.6; color: #1C2E51; }

.np-callout__check {
    display: flex;
    align-items: center;
    gap: 0.625rem;
    font-size: 0.875rem;
    font-weight: 600;
    color: #1C2E51;
    cursor: pointer;
    padding-left: 3.25rem;
}

.np-callout__check input { margin: 0; width: 18px; height: 18px; flex-shrink: 0; accent-color: #006192; }

/* --- Consentement + erreur + bouton (partagé) --- */
.np-consent {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    background: var(--blue-5, #DFEFF2);
    border-radius: var(--radius-textarea, 14px);
    padding: 1rem 1.25rem;
    cursor: pointer;
}

.np-consent input { flex-shrink: 0; width: 18px; height: 18px; margin-top: 0.15rem; accent-color: #006192; }

.np-consent span { font-size: 0.9375rem; line-height: 1.5; color: #1C2E51; }

.np-error {
    display: none;
    margin: 0;
    padding: 0.75rem 1rem;
    border-left: 4px solid var(--red-ref, #F62459);
    color: var(--red-ref, #F62459);
    font-size: 0.9375rem;
}

.np-error.is-visible { display: block; }

.np-submit {
    align-self: flex-start;
    height: 52px;
    padding: 0 2.25rem;
    background: #FAB600;
    color: #1C2E51;
    border: 0;
    border-radius: var(--radius-pill, 26px);
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-weight: 700;
    font-size: 1rem;
    cursor: pointer;
    transition: background 0.15s;
}

.np-submit:hover { background: #e0a300; }

/* --- Confirmation --- */
.np-confirm {
    background: var(--blue-5, #DFEFF2);
    border-radius: var(--radius-card, 18px);
    padding: 2rem 2.125rem;
    display: flex;
    align-items: flex-start;
    gap: 1.125rem;
}

.np-confirm__icon {
    flex-shrink: 0;
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: var(--green-dark, #00908D);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
}

.np-confirm h2 {
    margin: 0 0 0.375rem;
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-weight: 700;
    font-size: 1.1875rem;
    color: #1C2E51;
}

.np-confirm p { margin: 0; font-size: 1rem; line-height: 1.6; color: #1C2E51; }

/* --- Et maintenant (bandeau compact) --- */
.np-next {
    background: var(--blue-4, #B5DAE6);
    border-radius: var(--radius-card, 18px);
    padding: 1.625rem 1.75rem;
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.np-next h2 {
    margin: 0;
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-weight: 700;
    font-size: 0.9375rem;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    color: #1C2E51;
}

.np-next p { margin: 0; font-size: 0.9375rem; line-height: 1.6; color: #1C2E51; }

.np-footer {
    width: 100%;
    background: #fff;
    border-top: 1px solid var(--blue-5, #DFEFF2);
}

/* --- Formulaires-assistants (Déclaration de sinistre / Demande de devis) --- */
.np-wizard {
    display: flex;
    flex-wrap: wrap;
    gap: 2rem;
    align-items: flex-start;
}

.np-wizard__main {
    flex: 1 1 440px;
    min-width: 0;
    display: flex;
    flex-direction: column;
    gap: 2.25rem;
}

.np-wizard__sidebar {
    flex: 1 1 260px;
    max-width: 320px;
    background: var(--blue-5, #DFEFF2);
    border-radius: var(--radius-card, 16px);
    padding: 1.375rem 1.5rem 0.375rem;
    display: flex;
    flex-direction: column;
    position: sticky;
    top: 1.5rem;
}

@media (max-width: 860px) {
    .np-wizard__sidebar { position: static; max-width: none; }
}

.np-sidebar__title-row {
    position: relative;
    display: flex;
    align-items: center;
    gap: 0.625rem;
    padding-bottom: 1rem;
    margin-left: 2px;
    border-left: 2px solid var(--green-dark, #00908D);
    padding-left: 1rem;
}

.np-sidebar__dot {
    position: absolute;
    left: -12px;
    top: 0;
    flex-shrink: 0;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: #5FCD8A;
    box-shadow: 0 0 0 3px rgba(95, 205, 138, 0.35);
    display: flex;
    align-items: center;
    justify-content: center;
}

.np-sidebar__title { margin: 0 0 0 1.125rem; font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif; font-weight: 700; font-size: 0.875rem; color: #1C2E51; }

.np-sidebar__list {
    display: flex;
    flex-direction: column;
    margin-left: 2px;
    border-left: 2px solid var(--green-dark, #00908D);
    padding-left: 1rem;
    padding-bottom: 1rem;
}

.np-sidebar__item {
    position: relative;
    display: flex;
    flex-direction: column;
    gap: 0.125rem;
    padding: 0 0 0.875rem;
    background: none;
    border: 0;
    text-align: left;
    cursor: pointer;
    width: 100%;
    font-family: inherit;
}

.np-sidebar__item::before {
    content: "";
    position: absolute;
    left: -21px;
    top: 3px;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--green-dark, #00908D);
}

.np-sidebar__item-label { font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif; font-weight: 600; font-size: 0.6875rem; letter-spacing: 0.04em; text-transform: uppercase; color: #006192; }
.np-sidebar__item-value { font-size: 0.875rem; color: #1C2E51; }
.np-sidebar__empty { margin: 0 0 1rem; font-size: 0.8125rem; line-height: 1.5; color: #1C2E51; }

.np-progress {
    background: #1C2E51;
    border-radius: var(--radius-card, 16px);
    padding: 1.5rem 1.625rem;
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.np-progress__title { margin: 0; font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif; font-weight: 700; font-size: 1rem; color: #fff; }
.np-progress__track { display: flex; align-items: center; }
.np-progress__step { display: flex; align-items: center; }

.np-progress__num {
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background: transparent;
    border: 2px solid rgba(255, 255, 255, 0.4);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-weight: 700;
    font-size: 0.8125rem;
    flex-shrink: 0;
    padding: 0;
    cursor: default;
}

.np-progress__num.is-active { background: #006192; border-color: #006192; cursor: pointer; }
.np-progress__num:disabled { cursor: default; }

.np-progress__line { flex: 1; height: 2px; background: rgba(255, 255, 255, 0.3); margin: 0 4px; }
.np-progress__line.is-done { background: #006192; }
.np-progress__label { margin: 0; font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif; font-size: 0.8125rem; color: var(--blue-4, #B5DAE6); }

.np-field-group { display: flex; flex-direction: column; gap: 0.875rem; }
.np-field-group__title { display: flex; align-items: center; gap: 0.625rem; }
.np-field-group__num { flex-shrink: 0; width: 26px; height: 26px; border-radius: 50%; background: #1C2E51; color: #fff; display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 0.8125rem; }
.np-field-group__title p { margin: 0; font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif; font-weight: 700; font-size: 0.9375rem; color: #1C2E51; }

.np-choice-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0.875rem; }
.np-choice-grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 0.75rem; }
@media (max-width: 560px) { .np-choice-grid, .np-choice-grid-2 { grid-template-columns: 1fr; } }

.np-choice-btn {
    min-height: 60px;
    border-radius: var(--radius-option, 12px);
    border: 2px solid var(--blue-5, #DFEFF2);
    background: #fff;
    color: #1C2E51;
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-weight: 600;
    font-size: 1rem;
    cursor: pointer;
    padding: 0.75rem 1rem;
    text-align: center;
    transition: border-color 0.15s, background 0.15s;
}

.np-choice-btn:hover, .np-choice-btn.is-active { border-color: #006192; background: var(--blue-5, #DFEFF2); }

.np-choice-tile {
    text-align: left;
    padding: 0.875rem 1.125rem;
    border-radius: var(--radius-option, 12px);
    border: 1px solid var(--blue-5, #DFEFF2);
    background: #fff;
    color: #1C2E51;
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-weight: 500;
    font-size: 0.9375rem;
    cursor: pointer;
    transition: border-color 0.15s, background 0.15s;
}

.np-choice-tile:hover, .np-choice-tile.is-active { border-color: #006192; background: var(--blue-5, #DFEFF2); }

.np-or-divider { display: flex; align-items: center; gap: 0.75rem; }
.np-or-divider__line { flex: 1; height: 1px; background: var(--blue-5, #DFEFF2); }
.np-or-divider__label { font-size: 0.75rem; color: #7C8DA6; font-weight: 600; letter-spacing: 0.06em; text-transform: uppercase; white-space: nowrap; }

.np-actions { display: flex; justify-content: space-between; gap: 0.75rem; }

.np-back-btn {
    height: 48px;
    padding: 0 1.625rem;
    background: #1C2E51;
    color: #fff;
    border: 1px solid #1C2E51;
    border-radius: var(--radius-pill, 24px);
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-weight: 600;
    font-size: 0.9375rem;
    cursor: pointer;
    transition: background 0.15s;
}

.np-back-btn:hover { background: #152540; }

.np-dropzone {
    border: 2px dashed var(--blue-5, #DFEFF2);
    border-radius: var(--radius-textarea, 14px);
    padding: 1.5rem;
    text-align: center;
    cursor: pointer;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.375rem;
    background: #FAFCFD;
}

.np-dropzone strong { font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif; font-weight: 600; font-size: 0.875rem; color: #006192; }
.np-dropzone span { font-size: 0.75rem; color: #7C8DA6; }

.np-file-list { display: flex; flex-direction: column; gap: 0.5rem; }
.np-file-chip { display: flex; align-items: center; justify-content: space-between; gap: 0.625rem; padding: 0.625rem 0.875rem; background: var(--blue-5, #DFEFF2); border-radius: 0.625rem; font-size: 0.875rem; color: #1C2E51; }
.np-file-chip span { overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.np-file-chip button { flex-shrink: 0; background: none; border: 0; color: #1C2E51; font-size: 1rem; cursor: pointer; line-height: 1; }

.np-warn-box { background: #FFF3E0; border: 1px solid #F86200; border-radius: var(--radius-textarea, 14px); padding: 1.125rem 1.25rem; display: flex; flex-direction: column; gap: 0.375rem; }
.np-warn-box__title { margin: 0; font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif; font-weight: 700; font-size: 0.8125rem; color: #F86200; }
.np-warn-box p { margin: 0; font-size: 0.875rem; line-height: 1.55; color: #1C2E51; }

.np-eyebrow-muted { margin: 0; font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif; font-weight: 700; font-size: 0.75rem; letter-spacing: 0.14em; text-transform: uppercase; color: #7C8DA6; }

.np-footer__inner {
    max-width: 900px;
    margin: 0 auto;
    padding: 2rem 2rem 2.5rem;
    display: flex;
    flex-wrap: wrap;
    align-items: baseline;
    justify-content: space-between;
    gap: 0.75rem 1.5rem;
    font-family: 'Poppins', Calibri, Arial, Helvetica, sans-serif;
    font-size: 0.6875rem;
    color: #1C2E51;
}

.np-footer__inner span:first-child { font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; }